Masthead
Matt
24 Years
Markham, ON
Canada
February 20, 2004
Banks are retarded
01:01 PM

Update:
My goodness it’s finally friday. This quiet Reading week is over :D I’m officially a graduate of Introductory AutoCAD! I want a diploma, dammit! I wanna learn FormZ now. Anyways, I have no idea when I’ll get to apply my knowledge— that’s is if I rememeber what I’ve learned. The instructor was pretty good, very patient with us. Though I did rant to my Academic Advisor / Boss the “Architectural” nature and bias of his classes and the next day, she addressed the complaint (annonymously). She’s a pretty cool lady: she’s like my mom. (Aww, I miss my mom.) They *do* care about their students. :D

Nothing else to report. It’s been pleasantly quiet. I like indeed. I’ve been a lot happier the past few days. The weather has been so good. The warmness makes me really happy— soon, just soon, we will be wearing t-shirts and tanks again! woo! skin makes me happy. lol

—-

Here we go,
So yes, banks are retarded. When I was ten, my dad decided to open a bank account for me at TD so I can learn the value of money through my ‘red pockets’. Anyways, there was no more than like $100 in that account, and I remember lending like $70 to my sister for her (ugly) prom dress. Anyways, I later then worked at McDicks, and they forced all employees to get a CIBC account which brought me here to date.

Anyways, I get a notice from TD saying that I have a “dormant account” and you will be charged. The balance in my account was $4.26. If I do my math correctly: ($100 - 70 - 4.26 = @ $25.74) they charge me about 25 bucks (How many lottery tickets is that?).

What the hell? First of all, I’m giving you money (for quite a long period), and you’re charging me? What the fuck? I’m sure you’ve been wisely using my miniscule amount money into investments. To put it into perspective: I am PAYING for them to keep my money for them to invest and make more money. Perhaps I’m a retarded planner, but this doesn’t make sense to me. I need to get my hands on starting a new bank and jump on the bandwagon to charge customers for having banks keep money. Hmmm. LeeBank, I like, I like. Who wants in?

I ended up closing that account and of course with the TD-Canada Trust merger, my TD branch at Brimley/Steeles have closed and I had to trek all the way to Pacific Mall to do it. Argh. I get there, and they say that they can’t find my file, and then they explain to me that the merging of branch locations has caused a lot of confusion. I’m like, you’re a bank, there better not be confusion. Besides, I don’t care— who decided to close my branch? Geez!

So yes, banks are officially on my evil list. DIE DIE!

Filed under Musings, published In Waterloo

 

9 Comments
February 20, 2004 03:03 PM

i'm tired, hungover, and i have a headache

nice update!

February 20, 2004 05:33 PM

yes. we can definitely say BANKS suck! grr. i still have "bad credit" because of stupid president choice. i wrote them hate mail, but i still can't get a credit card until equifax fixes the problem (i.e. another couple of months) DAMN BANKS i hate them!!!

February 21, 2004 03:00 PM

switch to HSBC lol

February 21, 2004 09:39 PM

hey, I want in on you "LeeBank" idea! :-)

How was Friday night? Sorry I couldn't make it!

mike~
February 22, 2004 04:52 PM

yeah, i know what u mean! i had a royal bank kid's account b4, but then they started charging me monthly too!!

February 23, 2004 04:46 PM

o i remember that day! they froze my child account and let us know about the change too...but good thing was that the brimley steeles td bank still stuck around when i was 18...but yea u're rite...they charge...it's a very stupid method....

i remember i had to take care of my siblings's account too...and so many processes that go with it..sigh

anyways um what was i going to say?? ummmm...white meat chicken nuggets does not taste good at all!!! i'm serious...it's too crispy...

oh and yea...hope to see ya in the upcoming weekend la

February 24, 2004 12:47 PM

tom: thanks :D

shima: oh my, it seems like your experience is even worse than mine!

leo: i would not let crappy HSBC take my money! (although that's where my long term deposits are :) )

mark: We'll make LeeFongBank! WOO! friday night was a lot of fun :D

febs: yep, it sucks ASS!

jenn: i don't notice the difference, but it's still good :D yep.. see you this weekend :D

February 24, 2004 01:05 PM

is it just me or does this monkey layout changes every couple days?

today it's just the monkey with pj's...another day it's the monkey with the hat, rite?

leo
February 27, 2004 09:05 PM

AutoCAD? cool~ I got the software and shacking my head and say "nah, meeh need a pro to teach me this~" and guess you can now be one, matt~ =D

teach me when i see you, k? >=D



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